Medicare Savings Programs

Medicare Savings Programs

🔎 Mandatory Agent Notice – State-Specific MSP Verification

The income and resource limits published on Medicare.gov are federal reference guidelines.
However, the Medicare Savings Program (MSP) is administered by each individual state, and there may be variations in:

  • Income counting methodologies

  • Applicable deductions or disregards

  • Effective income limits published by the state

  • Asset/resource rules

Before confirming eligibility with a beneficiary, the agent must:

  1. Verify the most current limits for the state in which the beneficiary resides.

  2. Consult the official state Medicaid website or the applicable eligibility manual.

  3. Document the source consulted within the CRM or the client’s file.

⚠️ Eligibility must not be guaranteed based solely on the federal reference table.

Link: https://www.medicare.gov/basics/costs/help/medicare-savings-programs