Supplemental Products

Extra protection that truly makes a differenceWhile health or life insurance provides essential coverage, there are many costs that traditional plans may not fully cover. Supplemental products are designed to protect you from those unexpected expenses that can disrupt your finances or peace of mind.Why are they so important?

A hospital stay, ambulance ride, minor surgery, or sudden diagnosis can generate high bills—even with good medical insurance. Supplemental coverage provides direct cash benefits paid to you, not to the hospital, giving you the freedom to use the funds where you need them most: medical expenses, transportation, medications, food, or any other personal needs.Types of supplemental protection we offer:

  • Hospital Indemnity: pays a fixed amount per day of hospitalization or for emergency admissions, helping offset deductibles and copayments.
  • Cancer Diagnosis Coverage: provides a one-time payment upon confirmed diagnosis, which can be used for treatment, travel, or family support.
  • Short-Term Care: covers temporary care services at home or in a facility after illness or surgery.
  • Dental, Vision, and Hearing Plans: promote preventive health by covering cleanings, dental treatments, eyeglasses, hearing aids, and more.

Benefits for you and your family:

  • Offers financial relief during unexpected medical situations.
  • Provides flexibility to use the money however you choose.
  • Complements your primary insurance, closing potential gaps in protection.
  • Helps maintain financial stability during recovery or medical leave.

In summary:

Having supplemental coverage is a practical way to prepare for life’s unexpected moments. It allows you to focus on your health and recovery without worrying about sudden expenses.

At Dedicated Insurance Advisors, our mission is to ensure every client has the right level of protection—before the unexpected happens.