WHAT IS AFFORDABLE HOUSING PROGRAMS?
The federal government supports programs that make housing more affordable for low-income families and individuals. These programs help reduce rent or provide housing options with rent based on income.
Two main programs available nationwide:
Low-Income Housing Tax Credit (LIHTC)
Housing Choice Voucher Program (Section 8)
LOW-INCOME HOUSING TAX CREDIT (LIHTC)
What it is: A federal tax credit program that encourages developers to build or rehabilitate affordable rental housing. It is not a direct rent subsidy, but it results in apartments with reduced rent limits for eligible low-income households.
How to use it: You must find LIHTC properties and apply directly with the property management.
Official resource to find housing agencies by state:
https://www.huduser.gov/lihtc/agency_list.htm
Use this list to find your state housing agency. Contact the agency for details on available properties and how to apply.
HOUSING CHOICE VOUCHER PROGRAM (SECTION 8)
What it is: A federal rent assistance program that helps eligible low-income households pay a portion of their rent in privately owned housing.
Apply or get information from your local public housing agency (PHA):
https://www.hud.gov/contactus/public-housing-contacts
This HUD contact page lists local housing authorities where you can apply for Section 8 or check if waiting lists are open.
Official general Section 8 program information:
https://www.hud.gov/helping-americans/housing-choice-vouchers
HOW TO APPLY
Choose the state or city where you want to live.
Use the agency list to find your state housing agency or local PHA.
Visit the official agency website or call them to ask:
• How to apply for affordable LIHTC units
• How to apply for Section 8 vouchers
• What income and document requirements you needPrepare required documents such as ID, income proof, and household information.
ADDITIONAL OFFICIAL RESOURCES
USA.gov affordable housing information (including housing help and programs):
https://www.usa.gov/housing-assistance
IMPORTANT NOTES
There is no single national application for housing programs; you must apply with the agency that serves your area.
Some programs have waiting lists that open and close periodically. Check regularly.
Be sure to use the official government links above only.
If you would like personalized guidance, our team is available to assist you. You may submit your contact information, and one of our licensed and certified agents will reach out to provide the professional support you deserve.
