LICENSE & RENEWAL GUIDE

“luck is what happens when preparation meets opportunity"

Before taking the state exam, you must properly prepare using the method you choose.

⚠️ In some states, completing an approved Pre-Licensing course is mandatory before sitting for the exam.

Some options:

🔹 ExamFX –
       https://www.examfx.com
🔹 Escuela de Seguros USA –
       https://www.escueladesegurosusa.com

You can find the specific requirements for your state by visiting the official NIPR State Requirements page at:

💲 Costs are approximate and vary by state.

📌 Contact us before enrolling for guidance, potential discounts, or available assistance.
Commonly administered through:

🔹 Pearson VUE 
       https://www.pearsonvue.com
✔ Create an account
✔ Select your state
✔ Schedule the exam
✔ Pass the exam

💲 Fees are approximate and vary by state.

📌 Contact us before enrolling for guidance, potential discounts, or available assistance.
For most states, fingerprinting for an insurance license is completed through a state-authorized vendor approved by the Department of Insurance.

1️⃣ PRIMARY NATIONAL PROVIDER
IdentoGO (Idemia)

This is the most widely used provider for:
  • Insurance licensing (Life & Health, P&C, etc.)
  • State and FBI background checks

📌 Contact us before enrolling for guidance, potential discounts, or available assistance.
After passing the exam (and completing fingerprinting if required), you must submit your official application:
🔹 NIPR – https://www.nipr.com 
🔹 Some states use SIRCON –  https://www.sircon.com 
🔹 Florida: https://dice.fldfs.com

HOW TO CONFIRM FOR ANY STATE
  1. Visit:  https://nipr.com/licensing-center/state-requirements 
  2. Select the state and Resident Licensing – Individual.

💲 State fees vary by jurisdiction.


📌 Contact us before enrolling for guidance, potential discounts, or available assistance.
(BASED ON PRODUCT LINE)

🌐 FFM (ACA Marketplace)
       https://portal.cms.gov

💰 AML (Life & Annuities)
      https://www.limra.com 

🏥 AHIP (Medicare Advantage & Part D)
         https://www.ahip.org 
       Alternative accepted by some carriers:
🔹 NABIP –
         https://nabip.org 

💲 Costs and requirements may vary.


📌 Contact us before enrolling for guidance, potential discounts, or available assistance.
(GENERALLY EVERY 2 YEARS)

📖 24 hours of Continuing Education (including ethics)
📌 Some states require an additional Annuity Suitability course

Recommended CE platforms:
🔹 https://www.webce.com
🔹 https://www.examfx.com 
🔹 https://www.successce.com 
🔹 https://www.ce4less.com

💲 Costs are approximate and depend on provider and state.


📌 Contact us before enrolling for guidance, potential discounts, or available assistance.
1️⃣ Preparation / Pre-Licensing (if required by your state)
2️⃣ State Exam
3️⃣ Fingerprinting (if applicable)
4️⃣ License Application
5️⃣ Required Certifications based on product line
6️⃣ Maintain CE compliance


📌 Contact us before enrolling for guidance, potential discounts, or available assistance.
⏳ Start early and avoid last-minute deadlines.
📅 Set annual reminders for certifications.
📂 Keep all licenses and certificates digitally organized.
📞 Before paying for any course or certification, contact us for guidance and potential available benefits.

Compliance, organization, and proactive planning support long-term professional growth.


📌 Contact us before enrolling for guidance, potential discounts, or available assistance.

do you have questions or need assistance during the process?

If you require guidance at any stage to obtain, renew, or maintain your Health & Life license, our team is available to provide clear and timely support. We can assist you with state requirements, mandatory certifications, continuing education, and application platforms. Do not move forward with uncertainty. Ensure each step is completed correctly from the beginning.

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